Perverted Credit

It is understandable why any consumer is upset with credit card companies violating consumer’s privacy rights. Although there is more media attention now due to the Wall Street crash in late 2008, the credit card companies for many years prior have been violating consumer’s rights. For the people that have blogged stating essentially that if you do not have the money then do not buy it I truly could not agree more. However this is no excuse for any one company to overstep the laws and violate people’s rights. Credit card companies as well as other banks and creditors need to be changed. Sometimes however desperate times call for desperate measures. What if even just a large amount of consumers stopped using credit cards? Even though this would temporarily affect Wall Street it would “make” all creditors wake up.  We need to let credit card companies know that we will not take the abuse from them anymore.

I am currently starting a movement for “credit reform” and I need all the help I can get. I am a consumer advocate that is against creditors “violating” consumer’s rights. I have fought creditors and certain state government agencies for not upholding the law but one person at a time can only do so much.

We can complain all day long but at the end complaining does no good. What change can be made from not having a solution? Now is the time that we “do” something. Now is “our” time. It is no longer the creditor’s time. Understandably to some degree credit is a necessary evil but this by no means that we should all sit back to have these creditors walk all over us. We are people, not doormats.  The financial problems today will only bring about more creditors choosing to break the laws. We will see more and more collection agencies start to emerge and unless we choose to do something about it there will only be more problems with our personal finances.